Equity Creator® Tips for Success

Don't Be Misled By Paying the Highest Interest Rates First!
The first rule of debt acceleration is that our natural inclinations aren’t always correct. The complexion of your debt is a multi dimensional issue. Logic would dictate that eliminating the highest interest rates first would be the fastest way out of debt-not true. Interest rate is only one dimension of your debts. The other considerations are the principal balance as well as your minimum and current payments, and the length of time you owe on the particular debt. The Equity Creator® System takes all of these factors into consideration when determining the optimal acceleration order. For example, if you have 10 debts in the system, you have 40 different factors contributing to the optimal pay-down order. If any one of those factors change (other than in normal payoff) the acceleration order can change as well. What does all of this mean to you? Simple: Trust and follow the system. 2) Should any significant changes occur to balance, interest rate, or payment, or if you add or take debts out of your program, you should consider a blueprint update to ensure that your track is true and that your predicted financial freedom date is as accurate as possible.

Look at Your Debts Like a Line of Dominos!
Once your debt is put in optimal pay down order, your debts can be thought of as a line of dominos. You will attach the first debt in line, and when it is eliminated, the money will roll to the next debt in line, and so-on, and so-forth. And, just like falling dominos, the process will get faster and faster, eliminating your debts one by one until they all fall.

One huge advantage of the Equity Creator® is that it does not require any more money through out the process than it takes to pay your debts right now. Your job will be to resist the temptation of pulling money out of the system as your debts are eliminated. This would be like stopping dominos in the middle, or spreading them out so they can’t touch one another. Either way, your forward progress would halt; it would be like starting all over again. Your rapid financial freedom date depends upon the momentum of process-don’t stop it until you are completely debt free!

Too Good to Be True!
We’re taught from a young age that "if something looks too good to be true, it probably is." You know what? This is very good advice. Is getting out of debt in 1/3 the time, and saving thousands, if not hundreds of thousands in interest expense, too good to be true? If you didn’t know the facts, you might think so. The facts are: 1) Equity Creator® is not a magic way to avoid paying your debts. 2) It is not a negotiation or compromise with your creditors. 3) Equity Creator® is simply a mathematical application of your entire debt payment to all of your debts using current and minimum payments, current balances, current interest rates, and the amount of time you owe on the debts. Another way to look at it is that the Equity Creator® Blueprint is YOUR plan to get out of debt, not your creditors plan to keep you in debt. It’s not too good to be true, but true enough to be good. Really good!

It’s Time to Take Control of Your Future!
Attaining freedom from your debt is absolutely essential to a fruitful retirement. Think about it; If you were totally debt free today (no car payments, no credit cards, or no mortgage payment), how little would your living expenses be? Or, better yet, how different would your life be? How much sooner could your retire?

Most Americans do not consider debt elimination as part of their retirement plan. Dragging debt into retirement is like dragging an anchor on an ocean cruise. If you can weigh anchor, your retirement can take you a lot further, a lot sooner, with a lot more!

 

> FAQs

> Tips for Success